How Should Someone Involved In An Auto Accident Interact With Insurance?
You should notify your insurance company, because, if you don’t make an insurance company aware of your wreck within a very limited period of time, they can actually deny coverage for your claim in its entirety, including any property damage to your vehicle, any type of damages that you can claim for your injuries or whatever the case may be. So, you should notify your own insurance company and you should also notify the other driver to let them know they were at fault. It would be best to hire a lawyer if you’re hurt and need help because the lawyer can also be investigating the wreck and making sure that everything is as it should be.
What If the Other Party’s Insurance Denies Liability?
All you can do if the other driver denies fault but you believe they are at fault, is to hire a lawyer and file a lawsuit, so that eventually either a jury can decide the matter or, through the lawsuit, discovery can take place so that your side of the story is known and it is better explored and understood by the insurance company, and cause them to change their mind. It’s not like you’re going to call an insurance company on the phone after they have denied liability and, without some type of innovation or realization of the facts changing, get them to see things your way; you’ll either have to file a suit or get evidence that proves your side of the case and present it to them.
If Someone Feels Fine After An Accident, Should they Still Seek Medical Attention?
Ultimately, I don’t give out medical advice because I’m not a doctor; I always tell people to use their own discretion, but I also believe that people should not go to medical providers just to say they did so. On the other hand, quite often, people involved in motor vehicle collisions don’t feel the effects until their adrenaline wears off and they settle in, which can be a few hours or even a few days later, which means it can be that long before they realize they were hurt.
Once you begin hurting and once you feel that something isn’t right, you should promptly see the medical provider or else an issue will be raised about that because the insurance company will say you simply went to a doctor to recover money and that you weren’t really hurting. So, it’s kind of a grey area, but I generally say don’t go to a doctor if you don’t need to, but if you’re feeling any negative health effects, go immediately and don’t wait.
How Do Insurance Companies Feel About a Gap in Medical Treatment?
There is a big difference between a couple of days and a couple of weeks as to how they will view such a gap; the amount of time will be a factor as to how much weight they will give that, as well as the type of injury involved. Some types of injuries flare up a bit later than others. For example, a head injury can be a major issue and just as difficult as if someone goes to the emergency room and complains of arm pain but doesn’t mention their back, but comes back two weeks later and suddenly complains of back pain. Those types of things help the insurance companies and their lawyers try to discredit your pain complaints, to discredit your personal injury case and that can have a great effect on things.
What Happens If Someone is Unable to work Due to Injuries Sustained in an Auto Accident?
It’s very difficult for many people whom I represent and who have personal injury cases across the state and the United States because you can only settle once, so while you may be unable to work and the claims process is accruing, to get money, you have to either settle the case or go to trial. In the interim, you’re basically left with a difficult situation and there is no real silver bullet, if you will, to solve that problem.
It is one of the very impractical aspects of the United States’ jurisprudence that we can only settle once at the end of the case and while people are leading up to their settlement, they are going to the doctor, they may be unable to work, whatever the case may be and there may be suffering and financial hardship in the interim. We try to work out creative solutions as best we can but there is really no ideal solution for that.
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